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2021 is nearly halfway through, so I thought I'd give an update on my Selma investment account. I check Selma weekly and give you a sneak peek on my instagram, so hop on over there to see how the account does on a weekly basis!
I opened my Selma account beginning of January 2021 with the required minimum balance of CHF2000. Since then, I transfer at least CHF300 a month into this account.
As of 25 June 2021, this account has made a total unrealized gain of CHF851.29, a positive change of 8.10%, including reinvested dividends. I'd say that is a fairly good return, definitely on track for a good second half of 2021. I have my risk tolerance set at the highest level, which Selma interprets as about 85% ETFs (including precious metals ETFs) and the rest in cash and bonds.
Below you can see the cumulative deposits I've made into my Selma account.
Selma also logs all my purchases. From the most recent activity, I can see any changes made to my account as well as what Selma bought for me. For example, Selma bought some ETFs focused on precious metals, Swiss companies, company loans and other international companies.
Currently, ETFs in international companies comprise a bit over 60% of my portfolio, with iShares MSCI EM SRI UCITS ETF (ISIN IE00BYVJRP78), making up the majority of this allocation (I own some shares of the UBS ETF - MSCI Japan Socially Responsible UCITS ETF ISIN LU1230561679 that didn't fit on this screenshot). I appreciate that Selma shows me exactly which ETFs I own at what the average purchase price was. Selma does buy individual shares in companies, however.
I love checking out the ETFs in detail to see what they are all about. Selma gives you nice overview as well as a detailed page as seen below, including a performance graph. What's especially interesting to me is to know what the fees are as well as what the risk is level in terms of volatility of the particular ETF.
I hope you enjoyed my portfolio review. Do you periodically review your investment accounts? What do you look for when you do?
Why I don't disclose all hard figures:
Although it is super fun to run the numbers and compare them on a regular basis and sharing them with you all my money successes and failures, I don't share my hard figures. This is mainly because I don't want to engage in any comparison games (a la "comparison is the thief of joy"). Occasionally, when I browse other financial blogs or instagrams, it can be quite overwhelming when large numbers are posted -- a bit of jealousy could creep in. So, I've decided to give percentages in my portfolio updates and most of my other posts, because it's not about trying to compare my money journey to yours or theirs; these blog posts are meant to 1) keep a simple record for myself and 2) inspire you to start tracking your own net worth and other metrics without the pressure of keeping up with anyone.
++This is not financial, legal or investment advice and is not a solicitation to buy or sell products. I assume no liability for the accuracy of the information on my website, blog articles and any emails. Trading securities on the stock market is risky and you could lose your entire initial investment. I assume no liability for your decisions. I recommend products on my blog that I use myself. I may receive a commission for links posted, which helps me finance my blog and website.++